Credit reports play a part in most major consumer lending decisions– including mortgage loans, auto loans, credit cards, and private student loans.
If there is inaccurate information in your report, it could cause a lender to offer you an interest rate that is less favorable than it would otherwise offer. Some inaccuracies could even lead lenders to turn you down entirely.
If you have ever tried faxing to the credit bureau, then the scenario below probably sounds familiar:
“The credit bureau requested that I fax them the Social Security number and Drivers license. I’ve done this 3 times, each time waiting 48 hours. Each time it says the fax when through. I call to inquire, they claim they haven’t received the documents. I then re-confirm the fax number and send them again (hence the 3 times). Still no receipt. Who is getting the information?”
First there is the issue of getting the fax number. Credit bureaus often change the fax number. Once you do find the right number, the fax number is busy because so many people are trying to do the same thing. Also the credit bureau can block numbers that are constantly sending in notifications. The end results is that they are not getting faxes, they are not getting dispute letters, address update forms, verification letters, or anything!
Disputes are best done on paper, in the mail. Can you fax? Yes absolutely. But mailing documents to Credit Bureaus by postal mail is the more reliable way to accomplish this. Whether it is TransUnion, Experian, or Equifax, if you are looking for an easy, online way to send mail, PostalMethods has a solution for you. We have thousands of customers who send their letters online daily. PostalMethods will do the work for you. Give us a call today and let us help you with your mailing needs.